WHAT WE DO
WHAT WE DO
OUR INVESTMENT PHILOSOPHY
Our investment philosophy is to invest with renowned and transparent managers who have a proven track record over all financial market conditions, while keeping investing simple and cost effective.
THE PROCESS
We evaluate fund managers based on numerous criteria, including among others: skill of the manager and their team, longevity and continuity of the manager, research and decision making process, track record, size, access to the fund manager and fund information, platform availability, investment style and fees.
We purchase further detailed specialised research where needed and consult external experts for additional input and information to support our own due diligence process.
We do quantitative analysis of the funds and how they blend together to ensure that the combination can give superior returns with lower volatility and is appropriate for all market conditions and scenarios.
We discuss our models and funds monthly and meet with fund managers regularly to remain up to date with developments in the funds and ensure that the fund is behaving as we expect it to.
Quarterly, the Investment Committee analyses and debates the models and funds, compares to the watchlist of funds we both use and don’t use, and make relevant adjustments if needed.
SOLUTIONS OVERVIEW
LOCAL SOLUTIONS
AE Income Model
The income model is an alternative to cash and aims to deliver a return of inflation +2%. The funds in this model primarily invest in cash, bonds, and credit.
This model is suitable for investment over 1 to 2 years or if you cannot tolerate shortterm volatility. It is ideal for shorter-term savings or the portion of your investments from which you draw a regular income.
AE Defensive Model
The defensive model provides stable and conservative growth over 3 to 5 years and aims to achieve a return of inflation +3% during that period.
The funds invest in shares (with no more than 40%), bonds, cash, and property, and can allocate a maximum of 45% to offshore investments.
AE Invest Ci Balanced Fund
The balanced fund is moderately aggressive, targeting long-term growth over 5 years plus, investing in a diversified range of assets including shares (up to 75%), bonds, cash, property (up to 25%) and global investments (no more than 45%).
It aims for growth of inflation +5% and is expected to experience some volatility. The fund is Regulation28 compliant, making it suitable to Retirement Annuities, Pension and Provident Funds.
AE Balanced Model
The balanced model is moderately aggressive, targeting long-term growth over 5 years plus, investing in a diversified range of assets including shares (up to 75%), bonds, cash, property (up to 25%), and global investments (no more than 45%).
It aims for growth of inflation +5% and is expected to experience some volatility. The model is Regulation 28 compliant, making it suitable for Retirement Annuities, Pension and Provident Funds.
AE Equity Model
The equity model primarily invests in shares, making it suitable for long-term investment and targeting growth of inflation +7%, although it may experience negative periods.
Some of the funds include global shares to enhance diversification by accessing sectors underrepresented. However, global exposure is limited to 20% of the portfolio. The model blends different investment styles to provide an additional layer of diversification.
AE Invest Ci Equity Fund
The equity fund targets long-term capital growth and is suitable for aggressive investors with a time horizon of 7 years plus.
It aims to deliver returns of inflation +7% and outperform the JSE. The fund maintains over 80% equity exposure and includes global shares to enhance diversification by accessing sectors underrepresented in the South African market.
Significant periods of volatility can be expected.
SOLUTIONS OVERVIEW
GLOBAL SOLUTIONS
AE Global Flexible Model
This moderately aggressive model focuses on fully global, long-term growth over 5 years plus, investing in a diversified range of assets including shares (around 60%), hedged equity, bonds, cash, property, and commodities.
It targets growth of G7 inflation +4% and is expected to experience moderate volatility. This model is suitable for investors seeking long-term global growth but who prefer not to invest solely in equities.
AE Global Equity Model
The global equity model is ideal for investors with a time horizon of 10 years plus. It is invested entirely in equities and is expected to experience significant volatility.
The portfolio is diversified across investment styles, with substantial allocations to both quality and value asset managers, as well as exposure to developed and emerging markets across most investable geographies. Classified as aggressive, the model aims to deliver a return of G7 inflation +5% over the long term.
Global Diversified Equity Fund
The objective of this aggressive fund is to provide long-term capital growth for investors with a 10 years plus time horizon.
It aims to deliver a return of G7 inflation +5% over the long-term. The fund is fully invested in equities and employs a diversified approach, combining quality and value asset managers, developed and emerging markets, and both active and rules-based strategies. Significant periods of volatility can be expected.
The rand-denominated Global Diversified Equity Feeder Fund invests into the Global Diversified Equity Fund (USD).
WHAT WE DO
OUR MODEL PORTFOLIO
For 15 years, the team at Apex Private Wealth (Pty) Ltd (Apex) has provided advice on investment solutions to our clients. To enhance this offering we are delighted to announce the launch of our new investment solutions. This enhancement will simplify our offering, reduce portfolio fees over time, improve the tax efficiency of our investment solutions and broaden the range of available investment opportunities. The AE Investment Managers fund range has been approved by the Financial Sector Conduct Authority (FSCA).
We tailored these solutions specifically for our Apex clients matching with the existing investment solutions to ensure that AE Investment Managers’ offerings continue to meet your financial needs and align with your investment profile. Therefore, there will be no change to the investment objectives we discussed during our consultations.
We will continue to conduct hands-on research and purchase third-party research from Fundhouse. Where necessary, we have partnered with independent research firm Analytics Consulting, which provides consulting services for over R95 billion in local and offshore investments.
The AE Investment Managers’ solutions are proactively managed by an investment committee comprising several investment specialists with proven track records. Analytics Consulting serves as an independent member of the investment committee, advising on AE Investment Managers’ overall investment strategy and monitoring the funds daily.
We will continue to apply our rigorous qualitative and quantitative approach when selecting managers to invest with. Maintaining low fees and managing costs are crucial to generating strong long-term returns, and we remain focused on both.
WHAT WE DO
OUR SERVICES
We are licensed to provide intermediary services for the following Category II financial products.
- Structured Deposits
- Participatory interest in a hedge fund
- Shares
- Money market instruments
- Participatory interests in one or more collective investment schemes
- Debentures and securitised debt
- Bonds
- Derivative instruments
- Long-term Deposits
- Short-term Deposits
Representatives
- Drew Rydell
- Rene van de Spreng
- Brandon Panther
Key Individual
- Natalie Wheble
All appointments are made in accordance with the FAIS Act and the regulatory requirements of the Financial Sector Conduct Authority (FSCA).
DRIVEN BY INTEGRITY
HOW WE PROTECT YOU
AE Investment Managers (Pty) Ltd subscribes to the principles of the Financial Advisory and Intermediary Services Act, the FAIS General Code of Conduct and the FPI Code of Conduct.
Conflict of interest
Our commitment to ethical and fair treatment includes our conflict of interest and confidentiality policies. Our conflict of interest policy is available on our website.
Compliance officer
We strive to comply with all regulatory requirements, with ongoing monitoring by an independent compliance officer to ensure adherence. Our compliance officer is Mr F Steenkamp (OCS Prime Pty Ltd, Registration Number: 2021/907904/07 and Practice Number: 7944)
CONTACT DETAILS:
Gauteng: Office 4, Nedbank Building, 135 Rivonia Road, Sandown, Sandton, 2196
Western Cape: The Launch Pad, 180 Lancaster Road, Gordons Bay, 7140
Contact Person: Frikkie Steenkamp
Telephone: +27 (0)11 568 0925
Email: frikkie@outsourcedcompliance.co.za
Complaints
Should you ever have a complaint, you should inform your adviser in writing who will then record your complaint and inform our compliance officer for action. If, after this step, you are still not satisfied, you can contact the Ombudsman for Financial Services. T +27 762 5000 / 0860 066 3274 www.faisombud.co.za
The Protection of Personal Information
AE Investment Managers is committed to protecting our clients’ privacy. We take practical and reasonable steps to comply with statutory requirements, in accordance with the Protection of Personal Information Act 4 of 2013, when we collect, store, process, and distribute personal information.
Clients are welcome to contact our Information Officer to review a copy of AE Investment Managers’ POPIA policy:
Brandon Panther | T +27 11 802 0220