Advantage FX Solutions leverages the group’s scale for institutional FX rates, downstream operational efficiencies, and solves for the increasingly complex nature of cross-border payments for clients. At the same time, understanding currency dynamics plays a critical part in these decisions. Changes in SA's credit rating status have important implications for a currency’s long-term performance and stability.

 In this regard, we have asked Kevin Lings, Chief Economist of STANLIB, for his insights into the decision by the S&P credit rating agency last night, 14 November 2025, on South Africa.

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